Non-performing loans (NPLs) are a crucial issue for banks globally. These are loans where the borrower has defaulted to fulfill scheduled installments for a specified period, typically 90 days or more . A increase in NPLs can point to broader downturns and create a danger to the health of the bankin

The world of AI-powered chatbots is heating up, with new contenders vying for attention. Among them is ChatLLM Abacus AI, a free and open-source platform that aims to provide a compelling rival to the popular ChatGPT. While both tools leverage large language models to generate human-like text, they